A method, a terminal, and a system for hosting a network access point are disclosed, and relate to the communications filed. The method includes: initiating, by a terminal, a hosting request to a server, where the hosting request includes an identifier of an access point needing to be hosted, so that the server authenticates the access point according to the identifier of the access point, and the hosting request is used to delegate operation permission of the access point to the server; receiving, by the terminal, an authentication result sent by the server; and when the authentication result is that the authentication succeeds, determining, by the terminal, that the hosting succeeds. This application can effectively resolve a problem that a user has excessive network traffic, thereby improving user experience.