The disclosure discloses a method, a system and a mobile terminal for configuring access point and application information. The method includes: a sending-party mobile terminal sends a configuration short message containing the access point and application information in a current network to a receiving-party mobile terminal in the same network; the receiving-party mobile terminal receives the configuration short message sent by the sending-party mobile terminal, extracts the access point and application information from the configuration short message, and performs a local configuration according to the extracted access point and application information. By adopting the disclosure, the defects in the existing way of configuring the access point and application information can be complemented; and after the mobile terminal joins in the network, whether the Over-The-Air-Programming (OTAP) is supported by the server or not, it is possible to set the access point and application information required by the current network for the mobile terminal conveniently and quickly, so as to perform services such as the multimedia messaging service and the Internet accessing service normally.